Before you enjoy the comfort of your scooter around the city, you’d need to insure it. Fortunately, we can help you get the cheapest Sym Symphony ST 125 insurance policy. With access to the leading insurance underwriters in the UK, we help scooter owners like you get the best deals for their vehicle. We can do the same for you. It’s free, quick and completely easy.

Sym Symphony ST 125 Description

Like the ST 2000, the Symphony ST 125is equipped with a quiet, fuel-efficient 4-stroke, single cylinder engine. It also has 16-inch wheels for stability on roads. The seat height is designed for greater vision and handling when on the road while its LED lights make the ST 125 visible to other road users. Other features include an under-seat storage compartment, USB charging port, large fuel tank, LED running lights and a folding footstep.

Is Insurance Necessary?

To ride your scooter on public roads in the UK, you are legally obliged to insure it. You could pay heavy fines and your scooter seized if you are caught without a cover for it.

Types of Insurance Policies

There are three levels of cover available for your Symphony ST 125. They are comprehensive, Third Party, Fire and Theft and Third Party Only policies. These policies provide different cover and are available at different costs.

Third Party Only

This policy provides basic insurance cover, protecting only the third party involved in the accident. If you need to replace or repair your scooter, you’d have to pay from your own pocket.

Third Party, Fire and Theft

This policy, in addition to paying out for damages to third party injuries and damages, covers the cost of your scooter if it is damaged in a fire or stolen.


The comprehensive policy is the most inclusive policy and usually the most expensive. It covers the cost of medical treatment, personal injuries, and damages to your scooter. It also covers third party liabilities.

How to Reduce Your Insurance Premium

Aside from getting the cheapest policy, you could further reduce your premium using the following ways.


Adding additional security accessories such as an alarm or always keeping your scooter in a locked shed help lower the cost of insurance.


Having a low annual mileage could result in a lower Sym Symphony ST 125 insurance premium.

Advanced Rider Course

Completing an advanced rider course reduces the risk of accident, thus, lowering the cost of insurance.

Multi-bike Policy

If you have more than one scooter, you can insure them under a single multi-bike policy to pay a lower insurance premium.

Get Your Free Sym Symphony ST 125 Insurance Quotes Now

Getting the cheapest insurance quotes is hassle-free and at no cost to you. Within minutes of receiving your application, we’ll send you a variety of cheap quote so you can choose one that suits your needs and budget. Simplyrequest a free quote or call us on 0333 577 6406 if you prefer to speak with one of our advisors.

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