Can’t wait to get the powerful Symphony ST 200 scooter on the road? Then, let’sinsure it for you. If you want the cheapest Sym Symphony ST 200 insurance policy, then we say congratulations for finding us. As the leading scooter insurance comparison site in the UK, we help bikers like you get the most competitive insurance deals.

Over the years, we’ve helped thousands of scooter owners get amazing insurance deals. We can help you too. With over 40 insurance underwriters on our panel, finding cheap deals is quick and easy. And free too!

Sym Symphony ST 200 Description

The Sym Symphony ST 200 is stylishly crafted to take you anywhere in style and comfort. It comes equipped with a 4-stroke, single cylinder engine delivering quiet and efficient performance. This model is extremely stable even on patchy road surfaces, thanks to its 16-inch wheel. Its LED headlamp and rear lights provide visibility that makes night ride enjoyable. It comes with other features such as a spacious under-seat storage compartment to store your helmets and wares, USB charging port for charging on the go and a 7.5L fuel tank for an extensive ride without the need to refuel.

Is Insurance Necessary?

It is a legal requirement to insure your scooter in the UK even if you are not riding it. If you don’t, you could be penalised and your Symphony ST 200 could also be confiscated.

Types of Sym Symphony ST 200 Insurance Policies

You could choose from three Sym Symphony ST 200 insurance policies available. They are the comprehensive policy, the third party, fire and theft, and the third party only policy.

Comprehensive Policy

The comprehensive policy offers the highest protection of the three. It covers the cost of medical treatment of you and any third party involved in the accident, damages to your scooter and properties of third parties.

Third Party, Fire and Theft

This policy pays out in the event your scooter needs replacement or repair if it’s stolen or damaged in a fire. It also protects you against injuries sustained by third parties and damages to their properties.

Third Party Only

This is the minimum policy you can purchase. In case of an accident, it protects you against third-party liabilities. However, it doesn’t cover injuries or damages to your scooter.

Reducing the Cost of Premium

Whichever policy you choose, you can lower your premium by doing the following:

Voluntary Excess

All insurance policies have compulsory excess. You could, however,choose to increase your voluntary excess to lower your insurance cost.

Multi-bike Policy

If you possess more than one scooter, you could reduce your insurance premium by insuring them under a multi-bike policy.

Advanced Rider Course

If you complete an advanced rider course, you acquire more riding skills, thus lowering your insurance premium.


Keeping your scooter locked in a garage or installing security devices on your scooter could significantly reduce your insurance cost.

Get Free Sym Symphony ST 200 Insurance Quotes Today

Let’s take the hard work out of your search for the cheapest Sym Symphony ST 200 quotes today. All it requires is a single filling in of an application form and within minutes, we’ll send you the best quotes in the country. Simplyrequest your free quote to get started. You can also call us on 0333 577 6406. Start saving today.

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