Compare Trike Insurance Quotes

Trikes are becoming a popular choice for UK commuters, offering a unique and versatile alternative to traditional vehicles. Whether you own a bespoke trike or a mass-produced model, finding the right trike insurance is essential for safeguarding your investment and ensuring peace of mind on the road.

Why Do You Need Trike Insurance?

With the variety in trike designs, from Piaggio MP3s to custom-built models, having the correct insurance is crucial. Trike insurance provides tailored coverage, ensuring your vehicle, modifications, and personal needs are protected in case of theft, fire, or accidents.

Key Benefits of Trike Insurance:

• Coverage for bespoke, mass-produced, or imported trikes.
• Options for three-wheel scooters and motorcycles.
• Specialist insurance for popular models like Piaggio MP3.
• Add-ons such as personal accident cover and excess protection.

Types of Trike Insurance Policies

1. Third Party Insurance

   • Legal minimum requirement in the UK.
   • Covers damages or injuries caused to third parties but does not protect your trike or personal injuries.

2. Third Party, Fire and Theft Insurance

   • Includes third-party coverage.
   • Protects your trike against fire damage or theft.

3. Comprehensive Insurance

   • Offers full coverage for your trike, personal injuries, and third-party damages.
   • Ideal for those seeking peace of mind and maximum protection.

Driving a Trike with a Car Licence

In many cases, trikes can be driven with a full car licence in the UK, making them an attractive choice for those looking for an alternative to cars or motorbikes. Some three-wheel scooters, like the Piaggio MP3, also fall under the trike category, providing additional flexibility for riders.

Things to Note:

• Licence eligibility varies depending on the trike model. Always check with the manufacturer or dealer.
• Some insurers may have specific requirements for drivers using a car licence to operate a trike.

Frequently Asked Questions

1. Can I ride a trike with a full car licence?
Yes, many trikes can be ridden with a full car licence in the UK. However, it’s best to confirm with the dealer or manufacturer, as not all models qualify.

2. How much does trike insurance cost?
The cost of trike insurance depends on factors like the vehicle's features, your driving experience, and history. Comparing quotes ensures you get the best deal for your needs.

3. Do I need special insurance for passengers?
Yes, pillion insurance add-ons allow you to legally carry passengers on your trike.

4. Is wearing a helmet mandatory for riding a trike?
It’s not legally required to wear a helmet while riding a trike in the UK, but doing so is strongly recommended for safety.

5. Can I add extra cover to my trike insurance?
Yes, optional extras like breakdown cover, personal accident cover, and helmet and leather protection can be included in your policy.

How to Save on Trike Insurance

1. Advanced Riding Courses: Completing a recognised course demonstrates your skills and can reduce premiums.
2. Secure Storage: Parking your trike in a locked garage or using additional security measures can lower costs.
3. Low Annual Mileage: Reducing your yearly mileage can lead to cheaper premiums.
4. Multi-Vehicle Policy: Insuring multiple vehicles under a single policy often comes with discounts.

Get Your Trike Insurance Quote Today

Protect your three-wheeler with a tailored trike insurance policy that fits your needs. Whether you’re cruising on a Piaggio MP3 or a custom-built trike, finding the right coverage has never been easier. Request your free quote today to compare options and secure the best deal. Enjoy peace of mind knowing your trike is insured for every adventure.