Compare Laid up Motorcycle Insurance Quotes

In the UK, motorcycles often spend time laid up, especially during colder months. If your bike is registered as SORN (Statutory Off Road Notice), you can still ensure its protection with laid up motorcycle insurance. This specialist coverage provides fire and theft protection, giving you peace of mind while your bike is off the road.

Why Choose Laid Up Motorcycle Insurance?

When your bike is not in use, it’s still at risk of damage or theft. Standard insurance may not apply to SORN bikes, making laid up motorcycle insurance essential. Benefits include:

• Fire and Theft Protection: Coverage against damage or loss due to fire or theft while your bike is stored.
• Flexible Policies: Coverage up to 12 months, with the option to upgrade when your bike is back on the road.
• Wide Eligibility: Covers various bike types, from 50cc mopeds to bespoke motorbikes, regardless of make or age.

Who Needs Laid Up Motorcycle Insurance?

This policy is ideal for riders whose bikes are off the road, whether due to winter storage, long-term repairs, or seasonal usage. If your bike is declared as SORN, laid up motorcycle insurance ensures it remains protected without the costs of standard road coverage.

Frequently Asked Questions About Laid Up Motorcycle Insurance

1. What is SORN?
SORN stands for Statutory Off Road Notice, indicating that your vehicle is not in use on public roads. Declaring SORN can save you on road tax and insurance costs.

2. Do I need to declare my bike as SORN to get laid up motorcycle insurance?
Yes, your bike must be registered as SORN with the DVLA before you can secure laid up motorcycle insurance.

3. Does laid up motorcycle insurance require a valid riding licence?
Yes, even though the bike is off the road, a valid riding licence is required to obtain this type of insurance.

4. What does laid up motorcycle insurance cover?
The policy provides fire and theft coverage, ensuring your bike is protected against unforeseen incidents while it’s stored.

5. Can I ride my bike with laid up motorcycle insurance?
No, laid up insurance is designed for off-road vehicles only. You would need to switch to an active road insurance policy to ride legally.

6. Can I insure a modified bike under a laid up policy?
Yes, modified bikes are considered on a case-by-case basis. Be transparent about modifications when applying.

7. Where should I store my bike?
For the best protection, store your bike in a secure garage or outbuilding. Outdoor storage may be considered, but additional conditions may apply.

How to Save on Laid Up Motorcycle Insurance

• Secure Storage: Keep your bike in a locked garage or shed to reduce premiums.
• Accurate Valuation: Provide an honest valuation of your bike to avoid overpaying for coverage.
• No Claims Bonus: If applicable, use your no-claims history to negotiate a better rate.

Get Your Laid Up Motorcycle Insurance Quote Today

Protecting your bike while it’s off the road has never been easier. Fill in the online form to compare free, no-obligation quotes from leading UK insurers. With tailored coverage and flexible options, you can ensure your bike remains safe and secure during its downtime.

Request your laid up motorcycle insurance quote today and enjoy peace of mind knowing your bike is protected.