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HARLEY DAVIDSON MOTORCYCLE INSURANCE

This iconic American motorcycle manufacturer needs no introduction and the marque’s traditional cruisers motorbikes with their distinctive, choppy sound produced by air-cooled V-twin engines set at 45 degrees, is recognised the world over. Today Harleys come in a wide range of models that appeal to all age groups and every type of rider. If you’re lucky enough to own one of these bikes, as well as looking after all that beautiful chrome and the killer paint job, you’ll also want to protect your investment by having the best possible insurance cover in place. By best, we mean a Harley Davidson motorcycle insurance policy that is tailored to suit your specific needs and comes with a premium you’ll be happy to pay. And that’s where we come in. We can’t tell you which model of Harley is superior, but we can help to find you a great deal on insurance.

As the proud owner of a Harley Davidson motorcycle, you obviously know your bikes; our expertise is in comparing insurance quotes from a network of over 40 UK providers to track down the best deal at the most competitive price. We only compare motorcycle insurance, nothing else, so if you’re looking for best-value Harley Davidson motorcycle insurance, we’re confident we can deliver. And because we operate independently of any insurers, we aren’t biased towards one provider over another. Our only interest is in sourcing a great deal on your behalf, leaving you the final say on which one ticks all the right boxes.

We’ve streamlined our application process to make it easy to complete and quick to apply for a free, no-obligation Harley Davidson motorcycle insurance quote. Simply enter a few details about yourself, state the make and model of Harley you want to insure and answer a few questions about how and when you use the bike, whether there are any other named riders, and what type of policy you want to buy. We’ll explain the three main types of insurance policy below but assuming you’re ready, just click submit and we’ll get to work, comparing the various insurance deals across the UK-wide market. If you prefer, you can request a quote over the phone by calling one of the team here who will take down your details. Either way, you’ll soon have the pick of the best insurance deals available today.

Choosing your insurance policy

In the UK, the law states that you have to have a recognised form of motorcycle insurance in place before you can legally ride your bike on public roads. As mentioned above, there are three main types of insurance: third party, third party fire & theft, and fully comprehensive. The specific areas covered under each policy may vary between insurers, but the main features you can expect to find in each one are as follows:

  • Third party: this provides a basic level of cover and is also the minimum type of policy you need to ride legally on UK roads. You’ll be covered for liability for injury caused to a third party in an accident, and also for damage to his or her vehicle and property, but you won’t be insured for any injuries you suffer or for any damage to your motorbike.
  • Third party fire & theft: this offers you the same cover as above but also insures you for damage to your bike in a fire or against it being stolen, although some conditions may apply.
  • Comprehensive insurance: this type of policy offers the greatest level of cover and is the most expensive of the three products. In addition to the protection provided by the previous two, you’ll be insured for any personal injury as well as some medical costs; you’ll also be insured for full repairs to your bike or the cost of a replacement bike if necessary.

Discounts and special deals on insurance

Using our site you can quickly compare the cost of insurance premiums and any special deals or discounts the various insurers are offering. The insurance market is highly competitive so it’s worth checking for any discounts for riders with a no-claims’ record, special deals for riders aged 35 and over, reduced premiums for riders with advanced skills, multi-rider policies, lower rates for low-mileage riders, and so on. Comparing insurance products is what we do, allowing you to see at a glance what each insurer is offering and helping you to make a more informed choice.

Your personalised Harley Davidson motorcycle insurance

The quotes you are offered by the different insurers will be personalised and based on the information you provide on the single application you make through our site, so it’s important all the information you give is correct and your details are up to date. Please be completely honest with your answers regarding usage of your motorbike as any misleading information that comes to light in the event of a claim could mean your claim is refused and/or your policy rendered invalid.

Some tips to save on your annual premium

It’s possible to keep on top of the costs of your premium or even shave a few pounds off the annual bill by trying one or more of the following:

  • Agree to pay more excess: most insurers will expect you to contribute to any claim you make in future and by opting for a higher fixed fee, you could reduce your overall premium.
  • Don’t make claims for minor repairs: by paying for inexpensive repairs out of your own pocket your zero-claims record will not be affected. This will help you get a better deal when it’s time to buy your next policy.
  • Be a low mileage rider if possible: insurers regard low mileage riders as less of a risk, and will often offer a reduced premium to reflect this.

Apply today

We’re here to help you get the best deal for Harley Davidson motorcycle insurance in the UK. Apply today and you could have a new policy fixed up sooner than you thought possible!

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