Bike Insurance Online
We are one of the most popular bike insurance sites. We make finding bike insurance online both quick and easy. Simply complete and submit a single online form. Within moments you’ll receive a selection of the most competitively priced quotes for bike insurance. Applying for bike insurance online is the quickest way to find an insurance policy. Whether it’s your first policy or you want to switch insurer to get a lower yearly premium.
We specialise in motorcycle and scooter insurance only. We provide you with access to great deals available for every type of bike. This includes twist-and-go scooters, mopeds, all makes and models of motorcycle. We also offer classic scooter insurance, superbikes, quad bike insurance, delivery rider insurance anw we also offer electric moped insurance. Every day we help bike riders of all ages, men and women, find great bike insurance online. We operate independently and never try to influence your decision. Our sole aim is to track down the best no-obligation quotes for bike insurance at the lowest prices. If you need help with applying for bike insurance online just give us a call. We’ll be happy to assist.
Applying for bike insurance online
As we mentioned above, insurers base their quote on the answers you provide. It’s important to be completely honest about your personal details. That way, if you do have to make a claim you can expect the insurer to pay out promptly.
You’ll have to provide your name and address, occupation, marital status, age, what type of licence you currently hold, and details about your riding history, if relevant. You’ll have to give some details about the bike you want to insure. This can include the make and model, engine size, replacement value of the bike. Provide average annual mileage is required and whether the bike is used for work or leisure only. Details where the bike is stored when not being used is required. On the form you can also insure another named rider, or apply for a multi bike insurance
What level of cover do you need?
Knowing what level of insurance you need isn’t always straightforward and while it can be tempting to opt for the cheapest type of cover ask yourself if it gives you all the cover you need. The three main levels of insurance are as follows:
- Third party only. Tends to be the cheapest level of insurance and is the minimum cover you need to ride legally on UK roads. You’ll be insured for personal injury liability to a third party. Also cover for the cost of damages to their property. You won’t be insured for personal injury or for damage to your bike.
- Third party fire and theft. The next level up, this type of policy also insures your bike if it is damaged in a fire and against theft.
- Comprehensive insurance. In addition to the features already mentioned, this level of cover insures you for personal injury and may cover the cost of any medical treatment you need following an accident. The repair cost is covered and the cost of a replacement if the bike is considered a write off. Typically the most expensive of the three, comprehensive insurance offers the greatest level of protection for you and your bike.
Compare discounts and special offers
Once you retrieve your quote it’s easy to see exactly what each one entails and to compare what else you’re getting for your money. If you already have a record of no-claims, you can expect to get a discount but some insurers also offer special rates for more experienced riders, for riders who have completed an advanced motorcycle riding course, or for those riders who only use their bike occasionally. The quote may include a special rate for insuring bike leathers and helmet, and if breakdown cover is included.
Keep on top of costs
The cost of bike insurance can be influenced by a range of factors. This includes address, use of the bike and the size and type of bike. Moving home may not be an option but choosing a less powerful bike can help to reduce your premium. Limiting you annual mileage if possible is another way to get a cheaper premium as is opting to pay a higher voluntary excess on any claim you do make – just make sure you can afford to do so. By far the best way to keep on top of costs is to shop around using a dedicated site like ours and apply for bike insurance online – so what are you waiting for?