scooter insurance banner

BIKE INSURANCE QUOTE

If you own a motorcycle, whether it’s a 50cc twist-and-go scooter, a 500cc superbike, or something in between, you need to be fully insured to ride on UK roads. The penalty for being caught without insurance can be severe and as well as being fined and having points on your licence, you could face a ban or even have your bike impounded. Fortunately, getting a new policy sorted or switching from your current lender for a better deal is quick and easy using our specialist bike insurance comparison site, so you never need to run that risk.

One form is all it takes to search across our network of UK insurers to get a free, no obligation bike insurance quote. You’ll be able to see at a glance, starting with the lowest-priced quote, what you’re getting for your money from a range of insurers without having to search different sites and fill in a new form every time. As the country’s most popular bike insurance comparison site – we only compare scooter and bike insurance – we’ve helped thousands of riders get a bike insurance quote for their motorcycle, scooter or moped. And as we’re not tied to a particular provider you can rest assured that we won’t try to influence your decision.

Apply today for your personalised bike insurance quote

Whether you’re new to motorcycling or an experienced rider, use your bike for the daily commute or only ride at weekends, we’ll help you find a bike insurance quote that gives you the right level of cover at the lowest available rate. Using our online form, you’ll have to give a few details about yourself, including your name and address, age, occupation, and what kind of licence you hold. You’ll also have to provide the registration number of the bike or scooter you want to insure plus the make and model, and some details about how you use the bike and where and how it is stored when not in use.

Please be completely honest when filling in the form as the bike insurance quote you receive from each provider will be based on your answers. Any inaccuracies or false information that comes to light in future when you make a claim could result in the claim being rejected, or your policy declared invalid. In the meantime, if you need help completing the form or would prefer to apply by phone, give us a call and we’ll be happy to help.

What type of insurance cover is available?

On the form, you’ll be asked what type of insurance cover you want: third party, third party fire and theft, or fully comprehensive. Cost may be a factor for some bike owners, but the level of cover each type of policy offers will also inform your choice.

  • Third party: this is a basic policy and the minimum insurance you need to ride on UK roads. You are insured against liability for injury to a third party or damage to their vehicle in an accident as well as injury to any passengers involved. You are not insured for personal injury or for damage to your bike and/or theft.
  • Third party fire and theft: the next level of cover that in addition to the above, insures you against your bike being stolen or damaged in a fire.
  • Fully comprehensive insurance: this offers complete cover which in addition to the previous two, insures you for personal injury and repairs or replacement of your bike. The cost of medical treatment may also be included and some insurers will also cover the cost of hiring a bike while yours is off the road.

Check for special offers and discounts

It pays to shop around so when you retrieve your bike insurance quote, check to see what else is included in the deal. You can expect to be offered a discount for a no-claims record, if you have one, but other things to look out for are special rates for more experienced riders or for those who have done an advanced rider’s course. Some insurers offer discounts for multi-rider policies while others may insure your leathers and bike helmet as part of the deal.

Get a cheaper bike insurance quote

There are ways to bring down the price of your bike insurance and the best place to start is right here, using our comparison site to shop around. Other ways include paying your premium annually if possible rather than spreading the cost over twelve months and paying interest. Opting to pay more voluntary excess on any future claims will also help reduce your premium. Riding a less powerful bike and reducing your annual mileage are two other ways to cut your premium although these may not appeal to all riders!

We get a buzz out of what we do

We’re paid-up member of the biking community and get a real buzz out of helping fellow riders find the best bike insurance deals available – so let’s get started!

Scooter Insurance banner
scooter