Montesa Cota 4 Ride Insurance

When it comes to success on a trial course, preparedness and caution are vital. That is why you need the best Montesa Cota 4 Rideinsurance cover. A policy made for adventurers and champions.

As the leading bike insurance comparison site in the UK, finding the cheapest policythat suits your bike is our specialty. We want to make sure you get all the protection needed for every terrain and situation. We know the risks you take out there. That is why we want you covered quickly no matter what you encounter.

With more than 40 top insurance underwriters on our panel, getting you the cheapest quotes made for the off-road world is no hassle.

Montesa Cota 4 Ride Description

The CRF150R is powered by a liquid-cooled, 149cc 4-stroke engine that delivers unmatched performance amongst its peers. It features a rear 16-inch rear wheel and front 19-inch wheel to reduce weight, and ensure stability and traction. For strong braking force, it uses powerful hydraulic brakes in front and rear wheels. It is also equipped with a lightweight steel tube frame for stability and balance.

Is Motorbike Insurance Necessary?

You are not legally required to have insurance for your Montesa Cota 4 Ride as it’s an off-road bike. However, if it undergoes modification to make it road-legal, it has to be insured. Also, to participate in some trial activities and competitions, coverage is often required.Getting an insurance policy also covers damage to your bike and injuries and protects you against third-party liabilities.

Types of Insurance Policies

There are three levels of Montesa Cota 4 Ride insurance, with each of them offering different coverage. The premium you’ll pay depends on the policy you choose.

 Comprehensive Insurance

The comprehensive policy covers basically everything and leaves you with complete peace of mind. It covers damages to your bike, personal injury and cost of medical treatment. It also pays out for damages to third parties’ vehicle and other properties as well as injuries they sustain.

Third Party, Fire, and Theft

Aside from paying out for third-party damages and injuries, this policy covers your bike in the event it is stolen or damaged in a fire.

Third Party Only

This is often the cheapest of all the Montesa Cota 4 Ride policies and has the least coverage. It only pays out for third parties’ property damages.

Factors that Affect Cost Insurance

Insurance companies consider some factors when calculating the Insurance premium.


If you live in an area where your bike is likely to be stolen,your insurance premium could be high.

Claims History

If you have low or zero on claims on your policy, you could be entitled to discounts that lower insurance cost.


Using your bike everydaymakes the possibility of filing a claim higher. Hence, you’ll pay a higher premium than those who use theirsoccasionally.


Making an effort to keep your bike more secure by installing an alarm or keepingit in a locked place help reduces your insurance premium.  

Get Free Montesa Cota 4 RideInsurance QuotesToday

You can’t get a cheaper Montesa Cota 4 Ride insurance policy elsewhere! Let’s save you all the hassle and money by finding you the most affordable cover in the UK. Getting the best quotes is free and takes just minutes. Request a quotenow or call us on 0333 577 6406 to get started.

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