Montesa Cota 4RT Insurance

A bike made for champions, the Montesa Cota 4RT is a favourite of Toni Bou, a Legend with, in 2018, a 100 trial victories in world Championship. With a legendary bike like that, you need the perfect Montesa Cota 4RT insuranceprotection you can get.

As the number one bike insurance comparison site in the UK, we compare quotes from more than 40 leading insurers to get you the cheapest of them all. Given the risk involved in trial riding, getting the right insurance cover might be daunting. However, with enough insurance underwriters on our panel, we can get you exactly what you want. 

Whether you are slugging it out with your competitors or living in a theft-prone area, we have the perfect cover for every situation. And the best thing is; getting quotes is free, quick and easy.

Montesa Cota 4RT Description

The Cota 4RT is powered by a lightweight, four-valve 258.9cc four-stroke engine delivers that delivers control and power. The new Cota 4RT features a crankcase chain protector, a stronger clutch and a revised bash plate designed to protect the engine’s underside and frame rails.

The front calliper and master cylinder comes with pads to improve durability. To make adjustment quicker and easier, the brake and clutch lever brackets are mounted using a single bolt. Featuring Cota 4RT designs black finish on the silencer, the Montesa Cota 4RT looks like the champion it is.

Is Motorbike Insurance Necessary? 

Unless modified to make them road legal, off-road bikes are not legally required to have insurance. However, to participate in some activities and competitions, coverage is often required.  Getting an insurance policy also covers damage to your bike and injuries. 

Types of Insurance Policies

There are three types of MontesaCota 4RT insurance policies you can purchase for your bike.The policies are different in what they cover and are available at varying prices.

 Comprehensive Insurance

Comprehensive insurance policyoffers the complete cover of all three policies and is often the most expensive. It pays out for damages to your bike, cost of medical treatment, personal injuries as well as damagesto third parties’ properties and the injuries they sustain.

Third Party, Fire, and Theft

In addition to covering third party damages and injuries, the third party, fire and theft replaces or help repair your bike in the event it is stolen or damaged in a fire.

Third Party Only

The third party policy is the cheapest of all the policies and the basic you can purchase. It offers protection against injuries sustained by a third party and damages to their properties.

Factors that Affect Cost Insurance

Insurance underwriters determine MontesaCota 4RT insurance premium using some of the following factors.


Your insurance premium could be higher if you live in a location where the possibility that your bike could be stolen is high. 


By adding more security accessories that deter thieves or keeping your bike locked in a secureplace, you couldpay a much lower premium.

Advanced Training

Taking an advanced training course on safe driving techniques could lower your insurance premium.

Annual Mileage

Your annual mileage is proportional to your premium. If you use your bike for only off-road activities, you could benefit from a limited mileage policy.

Get Your Montesa Cota 4RT Insurance Quotes Today

Let’s get you the best Montesa Cota 4RT insurance quotes today. All you have to do is to answer a few questions and in a few minutes, we’ll get back to you with the cheapest quotes in the country. Request a quote or call us on 0333 577 6406 to get started.

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