RAC Breakdown Cover

RAC Breakdown Cover

Standard motorbike insurance protects you in cases of accidents, fire, or theft, but what about unexpected breakdowns on the motorway? Without RAC Breakdown Cover, you could find yourself stranded by the roadside for hours, waiting for help. RAC offers a comprehensive range of breakdown cover options specifically designed for bikers, ensuring you’re never left without support.

Whether you face a flat tyre, a fuel shortage, or a non-start, RAC Breakdown Cover provides 24-hour assistance, quick response times, and professional patrol teams. Here's an overview of the available options to help you choose the right level of protection.

Types of RAC Breakdown Cover

1. RAC Breakdown Basic

  • Cost: £39.99 annually.
  • Coverage: Non-starts, battery problems, cut-outs, fuel shortages, and punctures.
  • Service:
    • Covers roadside repairs, with costs for parts billed separately.
    • If the bike can’t be fixed, RAC will tow you up to 10 miles to a safe location or a garage.

2. RAC Breakdown Plus

  • Cost: £64.99 annually.
  • Includes:
    • All benefits from the Basic cover.
    • Nationwide recovery for you and your passenger to any location within the UK if your bike cannot be fixed.
    • At Home Assistance: Help for non-starts before leaving home.

3. RAC Breakdown EU

  • Cost: £90.00 annually.
  • Includes:
    • All services from the Breakdown Plus cover.
    • Comprehensive assistance across the EU, including:
      • Roadside repairs and towing to the nearest garage.
      • Arranging alternative travel or accommodation if required.
    • Note: Only applicable to bikes above 121cc. Coverage begins 24 hours after the policy starts.

4. RAC At Home Assistance

  • Cost: £74.99 annually.
  • Benefits:
    • Assistance for breakdowns at home or within ¼ mile of your home.
    • Free towing for breakdowns within 10 miles from home.
    • Taxi fare reimbursement for breakdowns 20 miles away from home.

Why Choose RAC Breakdown Cover?

  • Specialised for Bikers: Tailored packages designed for motorbike riders.
  • 24-Hour Service: Rapid response, any time of day or night.
  • Nationwide and EU Coverage: Options for local and international travel.
  • Peace of Mind: Know that help is always just a phone call away.

Frequently Asked Questions

Do I need RAC Breakdown Cover if I already have motorbike insurance?

Yes. While motorbike insurance covers incidents like theft or accidents, it doesn’t include roadside breakdown assistance, making breakdown cover an essential addition.

What happens if my bike breaks down at home?

If you have At Home Assistance, RAC will send help for non-starts at home. Depending on the distance, towing services or taxi reimbursements may be provided.

Is RAC Breakdown EU suitable for all motorbikes?

No. The EU cover is only available for bikes over 121cc and becomes active 24 hours after starting the policy.

Get Your RAC Breakdown Cover Today

Protect yourself and your bike with RAC Breakdown Cover. Whether you need basic coverage, nationwide recovery, or EU assistance, RAC has a package to suit your needs. Don’t let a breakdown ruin your ride—get your breakdown cover quote today and enjoy peace of mind on every journey.

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