Lexmoto Aspire 50 E4 insurance
The only thing better than owning a super cool motorcycle like the Lexmoto Aspire 50 E4, is the unbeatable Lexmoto Aspire 50 E4 insurance deals Scoot Scoot brings to you at affordably low prices. With access to over 40 of the UK’s leading panel of insurers, getting your Lexmoto Aspire 50 E4 the best insurance there is, is no problem. You can trust us to help you collate and compare the best quotes on the market without any bias. We offer no-obligation quotes at no charge and will ensure that you only choose the best insurance deal for your Lexmoto Aspire 50 E4.
Lexmoto Aspire 50 E4 description
Powered by a 50cc Euro 4 engine, the Lexmoto Aspire 50 E4 is designed with first-time riders’ comfort and safety in mind. This awesome motorcycle comes with an easy-to-view digital display which features a fuel gauge and a gear indicator. The Lexmoto Aspire 50 E4 also features front and rear brakes, a reliable motor, a hydraulic disc, telescopic forks, twin shock absorbers, and a handy luggage rack at the back.
Why do I need insurance?
If you reside in the UK, then you are most likely aware of the strict laws governing the use of motorcycles on public roads. That is, if you intend to ride your Lexmoto Aspire 50 E4 in public, then you must insure it to avoid facing the wrath of the law.
Lexmoto Aspire 50 E4 Insurance Policy Options
The Lexmoto Aspire 50 E4 insurance premium comes in three options. Each option differs in cost and coverage and is as follows;
COMPREHENSIVE
Although quite expensive, comprehensive insurance pays out for a broad range of events including personal injuries, damages to your Lexmoto Aspire 50 E4 or cost of procuring a new one in the case of an accident. It also covers third-party injuries and damages to their bikes and properties. This insurance option also provides coverage for personal and third-party medical expenses.
THIRD PARTY ONLY
This insurance option is mandatory according to the UK law and covers third-party injuries, medical expenses and repair costs. This insurance option is cheap and won’t break your bank.
THIRD PARTY, FIRE AND THEFT
The third-party, fire and theft insurance option provides the same coverage as the third party only option but also pays out for your Lexmoto Aspire 50 E4 in case of theft or a fire accident.
Cost of Your Lexmoto Aspire 50 E4 Insurance
Different factors determine how high or low your Lexmoto Aspire 50 E4 insurance premium will be. Some of which includes;
Age
Younger riders are presumed as less experienced and more likely to attract a claim compared to older riders. As such, younger riders tend to pay higher premiums than older riders.
Riding History
How safely you ride your motorcycle can also affect the cost of your insurance premium. If you have a record of previous riding convictions, you will most likely attract a higher premium compared to a rider with no riding conviction.
Amount of Claims
If you have claims, you will pay a higher premium than someone with zero claims.
Annual mileage
Insurance companies often use your estimated annual mileage to determine the cost of your premium. So, the lesser your annual mileage is , the lower the cost of your premium.
Modifications
If you have modified your motorcycle, you will get a higher premium compared to another rider with no changes.
Location
Your location also plays out in determining the cost of your Lexmoto Aspire 50 E4 insurance premium. For instance, if you live in an unsafe area, then your Lexmoto Aspire 50 E4 is at a higher risk of theft or vandalism, and as such, you will pay a higher premium.
Security
If you are looking to lower your premium, a good way to achieve this is by equipping your Lexmoto Aspire 50 E4 with extra security features such as immobilisers or brakes or parking in a secure location. This will considerably lower your premium.
Get Your Lexmoto Aspire 50 E4 Insurance Quote Today
If you own a cool motorcycle like the Lexmoto Aspire 50 E4, then getting it insured is a priority; the good news is we can help you with that. Just fill in our online form and gain access to the most mouth-watering insurance quotes from our network of first-class insurers in no time. We will let you choose the insurance option that best suits your Lexmoto Aspire 50 E4. Simply request a quote from us now or call us on 0333 577 6406.