Compare Lexmoto Urban 125 Insurance Quotes

Owning a reliable urban commuter like the Lexmoto Urban 125 is exciting, but ensuring it’s properly insured is essential. With the help of this trusted scooter insurance comparison platform, finding the best Lexmoto Urban 125 insurance deals has never been simpler. Get access to tailored insurance quotes from top providers in the UK. Simply fill in the online form to start comparing options and choose the best coverage for your needs.

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Why the Lexmoto Urban 125 Stands Out

The Lexmoto Urban 125 is an excellent choice for city riders. This sleek and efficient scooter is designed to handle the hustle and bustle of urban roads with ease. Key features include:

• 125cc engine with 6.5kW performance.
• Large wheels (16″ front and 14″ rear) for stability and smooth rides.
• Twist and go performance for ease of use.
• Modern EFI system and combined braking.
• Practical under-seat storage and 6.8L fuel capacity.
• Front and rear hydraulic disc brakes for added safety.

With a combination of performance and style, the Lexmoto Urban 125 is ideal for daily commutes.

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Why You Need Lexmoto Urban 125 Insurance

In the UK, it’s a legal requirement to have insurance for any scooter, including the Lexmoto Urban 125, before riding on public roads. Insurance not only ensures compliance with the law but also provides financial protection in case of accidents, theft, or other incidents.

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Lexmoto Urban 125 Insurance Policy Options

When insuring your Lexmoto Urban 125, you can choose from three main types of policies:

1. Comprehensive Insurance

• Covers personal injuries, medical expenses, and repair or replacement costs for your Lexmoto Urban 125.
• Includes coverage for third-party injuries, damages, and medical bills.
• Offers the most extensive protection.

2. Third Party Only Insurance

• Covers third-party injuries, medical expenses, and property damage.
• Does not cover personal injuries or damages to your Lexmoto Urban 125.
• This is the minimum legal requirement for riders in the UK.

3. Third Party, Fire, and Theft Insurance

• Includes the coverage offered by Third Party Only insurance.
• Adds protection for your Lexmoto Urban 125 against fire damage and theft.

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Factors Influencing the Cost of Lexmoto Urban 125 Insurance

Several factors determine the cost of your insurance premium:

1. Age
   Younger riders often face higher premiums due to perceived higher risk.

2. Riding History
   A clean riding record can lower premiums, while convictions may increase costs.

3. Claims History
   Fewer claims often result in reduced insurance premiums.

4. Annual Mileage
   Higher mileage may increase your premium, while lower mileage could reduce it.

5. Modifications
   Customising your scooter can raise your insurance costs.

6. Location
   Living in a high-risk area can lead to higher premiums, while secure locations often attract lower costs.

7. Security Features
   Installing alarms, locks, or immobilisers can significantly reduce your insurance premium.

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Get Your Lexmoto Urban 125 Insurance Quote Today

Finding the right Lexmoto Urban 125 insurance doesn’t have to be complicated. By using this comparison platform, you can access free, no-obligation quotes from top UK insurers. Compare options quickly and choose the policy that suits your needs.

Request your quote today and secure the best deal for your Lexmoto Urban 125!