Lexmoto Urban 125 Insurance

Owning the best urban commuter on the market is a big deal, and we are here to ensure that your Lexmoto Urban 125 gets the right insurance plan. As a professional scooter insurance comparison site, we only collect and compare insurance quotes; we won’t force you to pick one insurance policy over the other. The best we can do is offer you free insurance quotes from our extensive network of insurance providers and help you compare, but you call the shots! We aim to help you get the right insurance plan for your Lexmoto Urban 125 at unbeatably low prices. Simply fill in our online form to enter into the world of exciting Lexmoto Urban 125 insurance deals.

Lexmoto Urban 125 Description

The Lexmoto Urban 125 is the chief urban commuter and is perfect for urban riders racing through the busy city roads. Available in both black and silver, this scooter is powered by a 125cc engine and features a large 16″ front wheel and a 14″ rear wheel, 6.5kW performance motor, twist and go performance, combined braking, fuel injection system, front and rear suspensions, fuel gauge, under seat storage, 6.8 litres fuel capacity, EFI system, single shock absorber, front and rear brakes and hydraulic disc.

Here’s Why You Need Insurance

As a rider in the UK, there are some reasons why you need to insure your scooter. First, insuring your Lexmoto Urban 125 gives you coverage in the event of an accident. Second, it helps you stay out of trouble with the law since UK laws mandate that all scooters, bikes or mopeds must be insured before being ridden on public roads.

Lexmoto Urban 125 Insurance Policy Options

The Lexmoto Urban 125 insurance premium comes in three options. These are;


No doubt, this insurance option is quite pricey but offers a very encompassing coverage in the event of an accident. Comprehensive covers your personal injuries damages to your Lexmoto Urban 125 or the cost of buying a new scooter and even your medical expenses. It also handles third-party injuries, damages to their vehicle/properties and medical bills.


This insurance option is compulsory for all riders in the UK and pays out for third-party injuries, medical expenses and repair costs. However, this won’t cover your scooter or personal injuries.


The third-party, fire and theft insurance option provides coverage for third-party injuries, repair costs, medical expenses and also covers your Lexmoto Urban 125 in case of theft or a fire accident.

Cost of Your Lexmoto Urban 125 Insurance

The cost of your Lexmoto Urban 125 is determined by some factors, some of which includes;


The younger you are, the more probable you will pay a higher insurance premium. This is because younger riders are known to be less experienced and tend to have more claims than older riders.

Riding History

Riding your Lexmoto Urban 125 safely does not only ensure that you and other road users are safe but also, ultimately affects the cost of your insurance premium. Riders with a history of riding conviction will likely attract a higher premium.

Amount of Claims

Riders with zero or fewer claims will likely attract a lower Lexmoto Urban 125 insurance premium compared to riders who have more claims.

Annual mileage

Your estimated annual mileage can go a long way in either decreasing or increasing your Lexmoto Urban 125 insurance premium. The higher your estimated annual mileage, the higher your scooter insurance premium will be and vice versa.


If you have added any particular changes to your bike, then the chances are that you will be paying more than someone who hasn’t modified their Lexmoto Urban 125.


If your location puts your Lexmoto Lexmoto Urban 125 at risk of theft or vandalism, then you will likely attract a higher premium than someone who lives in a more secure environment.


The more secure your Lexmoto Urban 125 is, the lesser your insurance premium will be. Fitting your Lexmoto Urban 125 with alarms, locks, immobilisers and so on, will go a long way in decreasing your insurance premium.

Get Your Lexmoto Urban 125 Insurance Quote Today

Scoot Scoot has been providing riders with unmatched insurance quotes from our panel of top insurers at incredibly low prices. All you have to do is fill in our form and automatically gain access to the best insurance deals on the market. Getting your scooter insured just got easier. Don’t hesitate, request a quote from us now or contact us on 0333 577 6406