Motor scooter insurance

Motor scooter insurance

As the UK’s favourite motor scooter insurance comparison site, your search for a great deal is in safe hands. We compare all types of moped insurance , from 50cc twist-and-go bikes to high-end Lambretta and Vespa models. And whether you’re a regular commuter or only ride your scooter on weekends, we can find you the ideal policy.

Insurance is one annual cost you can’t avoid, but that doesn’t mean you have to pay over the odds. We leverage our network of leading UK insurers to get you the best deal at the lowest price. Applying couldn’t be simpler and you’ll have a free quote in minutes.

Do you need scooter insurance?

The simple answer is yes. It’s illegal to ride on UK roads without motor scooter insurance. Third party insurance is the minimum cover you need, although you may want to pay for more cover. Insurance for scooters covers you against theft and is definitely worth considering, especially if your usage is mainly in urban areas. But whichever type of cover you want, you can find the lowest annual premium by using our site. We also offer delivery rider insurance and electric moped insurance.

Free, no-obligation quotes

Complete our online form today by providing some personal details and the make of your scooter, along with its model. You also have to give your licence details, state how long you’ve been riding and provide your annual scooter mileage.

Will anyone else ride the scooter? If so, you need to add a named rider to your policy. If you own more than once scooter, you can apply for multi-bike insurance cover. Should you plan to carry a passenger, you should include pillion cover.

This is your chance to shape a policy that suits you, so take time to get it right. Being wholly honest with your answers will ensure the quote accurately reflects your usage. It also means that if you take out a policy, you won’t have problems making a claim in future.

Types of motor scooter insurance we compare

We arrange quotes for three main types of motor scooter insurance:

  • Third party covers you against personal injury to a third party in an accident and for damage to their vehicle. You won’t be covered for your injuries or for damage to your scooter.
  • Third party fire and theft is extra and insures you if your scooter is stolen or suffers fire damage.
  • Comprehensive insurance covers you for most eventualities, including repair and replacement costs of your scooter. Your personal injuries and medical care will also be covered. This is typically the most expensive type of policy, but the one that gives you most peace of mind.

Why choose us?

We only compare scooter insurance and motorcycle insurance – nothing else – and work with dedicated insurers and underwriters to source the best premiums. We operate independently of insurers and will never try to influence your decision. Once you retrieve your quote, it’s up to you whether or not to proceed.

Every day, we help riders find the cheapest motor scooter insurance without having to compromise on cover. We look forward to helping you!