Lexmoto Matador 125 EFI Insurance
If you own a Lexmoto Matador 125 EFI, it’s time to get it insured or switch to a more suitable insurance option, and with the help of the UK’s best scooter insurance comparison site, you can bet you will get the juiciest Lexmoto Matador 125 EFI insurance deals on the market. Scoot Scoot is the most reliable scooter insurance comparison site in the UK and riders trust our insurance quotes to be unbiased and the best. We are experts at what we do; won’t tell you which insurance option to choose from, that’s entirely your choice. All that is required is for you to fill in our online form and you will instantly gain access to the best insurance quotes on the market. We’ve got only one job; to help you pool and compare the best insurance quotes from over 40 of UK’s leading insurers, at meager prices, and help you secure the best deal for your Lexmoto Matador 125 EFI.
Lexmoto Matador 125 EFI Description
Powered by a 125 cc four-stroke engine, the Lexmoto Matador 125 EFI is no doubt, a unique scooter guaranteed to give every rider the best scooter riding experience. Designed with a sporty feel, this very affordable scooter features a luggage rack, combined braking, LED indicators, front and rear brakes, under seat storage, twist and go, telescopic forks, front and rear suspensions, hydraulic disc, EFI system, and twin shock absorber.
Why Do I Need Insurance?
If you reside in the UK, then you are most likely aware of the strict laws governing the use of scooters on public roads. That is, if you intend to ride your Lexmoto Matador 125 EFI in public, then you must insure it to avoid getting in trouble with the law.
Lexmoto Matador 125 EFI Insurance Policy Options
The Lexmoto Matador 125 EFI insurance premium comes in three options. Each option differs in cost and coverage and is as follows;
COMPREHENSIVE
Although quite expensive, comprehensive insurance pays out for a broad range of events including personal injuries, damages to your Lexmoto Matador 125 EFI or cost of procuring a new one in the case of an accident. It also covers third-party injuries and damages to their bikes and properties. This insurance option also provides coverage for personal and third-party medical expenses.
THIRD PARTY ONLY
This insurance option is mandatory according to the UK law and covers third-party injuries, medical expenses and repair costs. This insurance option is cheap and won’t break your bank.
THIRD PARTY, FIRE AND THEFT
The third-party, fire and theft insurance option provides the same coverage as the third party only option but also pays out for your Lexmoto Matador 125 EFI in case of theft or a fire accident.
Cost of Your Lexmoto Matador 125 EFI Insurance
Different factors determine how high or low your scooter’s insurance premium will be. Some of which includes;
Age
Younger riders are presumed as less experienced and more likely to attract a claim compared to older riders. As such, younger riders tend to pay higher premiums than older riders.
Riding History
How safely you ride your motorcycle can also affect the cost of your insurance premium. If you have a record of previous riding convictions, you will most likely attract a higher premium compared to a rider with no riding conviction.
Amount of Claims
If you have claims, you will pay a higher premium than someone with zero claims.
Annual mileage
Insurance companies often use your estimated annual mileage to determine the cost of your premium. So, the lesser your annual mileage is, the lower the cost of your premium.
Modifications
If you have modified your motorcycle, you will get a higher premium compared to another rider with no changes.
Location
Your location also plays out in determining the cost of your Lexmoto Matador 125 EFI insurance premium. For instance, if you live in an insecure area, then your scooter is at a higher risk of theft or vandalism, and as such, you will pay a higher premium.
Security
If you are looking to lower your premium, a good way to achieve this is by equipping your scooter with extra security features such as immobilisers or brakes or parking it in a secure location. This will considerably lower your Lexmoto Matador 125 EFI insurance premium.
Get Your Lexmoto Matador 125 EFI Insurance Quote Today
If you own a fantastic scooter like the Lexmoto Matador 125 EFI, then getting it insured is a must; the best part is we can help you with the right insurance plan for your Lexmoto Matador 125 EFI. Just fill in our online form and gain access to the most mouth-watering insurance quotes from our vast network of first-class insurers in no time. We will let you choose the insurance option that best suits your Lexmoto Matador 125 EFI. Simply request a quote from us now or call us on 0333 577 6406.