Can you buy a motorcycle without insurance?

In order to legally ride your new motorbike or scooter, you need to invest in a couple of things. Firstly, it’s necessary to tax any road vehicle, and this can be sorted out online very easily. But it’s also a legal requirement to have insurance before you put your bike on the road. Below are some useful tips about insuring your new scooter or motorcycle.

Do you need insurance before buying?

You need to have insurance active before you can legally take a motorcycle on the road. Even though you don’t need it until after you’ve bought the motorbike. It can be useful to do a bit of research so you know how much insurance will cost. Scoot Scoot offer a price comparison service to make sure you’re getting the best deal.

Now that you can buy insurance online without needing to speak to the company first. Your policy can be activated within 24 hours of purchase. This means you can be on the road pretty quickly after buying your new scooter or motorcycle. The most long-winded bit of buying insurance is sorting out all the right levels of cover and your details. Scoot Scoot will do for you. All you need to do is give them your information, and they’ll sort everything out.

If you want to ride your scooter or motorbike straight away, then you can set up a policy to activate from your delivery date. This shouldn’t present any problems, but you’ll need to know the make, model, and registration of the vehicle you want to insure so you can set up the policy. So in short, you don’t need insurance before buying your scooter or motorcycle, but it does need to be active before you can take it out on the road.

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Bear in mind that the type of scooter you buy will affect your insurance price. 50cc scooters are the cheapest to insure because they have the smallest engines, and 125cc motorcycles are the most expensive due to their more powerful and complicated engine. However, there’s not much price difference between the different scooters and motorbikes, but it might help to do a bit of research first.

Direct Bikes will help you find the cheapest insurance for the scooter you want to buy, but if you’re looking to reduce the price of your premium as much as possible, you can volunteer to pay a higher excess, or fit security devices on your motorbike.

Insurance is easily the most important thing you need to get a scooter or motorbike on the road. You can face massive fines if you ride without it. Although insurance can seem expensive on paper, it’s certainly cheaper than paying to repair someone’s vehicle.

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