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Scooter insurance cost

When it comes to working out your scooter insurance cost, you have to consider a number of factors. These include the kind of policy you opt for, your age, and the type of scooter you ride. We’ll look at some more factors below. One thing you can be sure of, however, is that we’ll help you find the cheapest policy in the UK. How do we know? Because we’re the country’s leading scooter insurance comparison site – we only compare scooter insurance – so you’re in good hands.

Applying for a moped insurance quote takes a few minutes and you can retrieve your quote without delay. You’ll be able to see at a glance your scooter insurance cost and also what you’re getting for your money. We’ve streamlined the application process to make it as simple as possible. On the online form, you’ll have to include some personal details and information about your scooter. You’ll also have to say whether you want third party insurance, third party fire & theft, or fully comprehensive. If you prefer to apply over the phone, we’ll be happy to help.

We are sometimes asked do you need insurance to drive a scooter? The answer is yes, it is illegal to go on public road without insurance.

Scooter insurance cost varies

Which type of policy you choose will affect the cost of your premium.

  • Third party only – this is the cheapest type of policy and also the minimum you need to ride on UK roads. It insures you against third party injury and damage to vehicle or property, but doesn’t cover you or your scooter.
  • Third party fire & theft – the next level up, covering you for your scooter being damaged by fire or stolen. You’ll pay slightly more for this extra cover.
  • Full comprehensive – extensive cover, insuring you and your scooter for the above and more. The most expensive of the three options.

What else affects scooter insurance cost?

Age and experience: As a younger or inexperienced rider, you can expect to pay a higher premium. If you’ve been riding for years or have completed an advanced rider’s course, you can expect a reduced premium.

Make and model of scooter: More powerful scooters attract higher premiums. High end bikes and some classic models stand a greater risk of being stolen and may command a higher premium.

Address: Where you live can have a huge bearing on scooter insurance cost. If you live in an urban area or where crime stats are high, you’ll pay more for insurance.

Occupation: If you use your scooter for deliveries you can expect to pay considerably more for insurance. Conversely, if you only ride at weekends, your premium should be lower.

Excess: How much compulsory excess you opt to pay on any future claims can help to reduce scooter insurance cost. Basically, the more excess you agree to pay, the lower the premium.

Don’t just do scooter insurance renewal  search our site for the best prices. Find out the cost of your policy in minutes.

Every day we help riders find out how much they will pay for insurance. Not only that, we source the lowest priced premiums without compromising on quality. Applying is totally free, takes minutes, and you’ll be under no obligation to proceed. You’ve nothing to lose and everything to gain, so what are you waiting for?

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