Moped Insurance

Mopeds, like scooters, are a compact and easy option for running around, but are relatively cheaper to purchase, fuel and maintain. They are an excellent choice for 16-year-olds, who can legally ride motorbikes with 50cc engines or lower. If you own a moped and want the cheapest moped insurance quote in the UK, you are in the right place. With access to over 40 leading moped insurance underwriters, no one gets moped insurance cheaper than Scoot Scoot.

What is the difference between a moped and a scooter?

Traditionally, mopeds were motorbikes equipped with pedals. Today, a motorbike with an engine size of 50cc or less is classified as a moped. They also tend to have a maximum speed of 28mph.  On the other hand, scooters have an engine size of between 50cc and 250cc.

Must I Insure my moped?

Yes, you must. It is a legal requirement that all vehicles, including moped, are insured before riding them on public roads in the UK. If you are caught riding your moped without the necessary insurance cover, you may be severely penalised.

Getting a moped insurance plan goes beyond obeying the law. It gives you complete peace of mind in the event you are involved in an accident, or your moped is stolen or damaged in a fire.

Which part of the UK do you cover?

As the number one moped insurance comparison site in the UK, we can get you the most competitive insurance quote no matter your location in the UK. We partner with the top insurance companies in your city to offer you only the cheapest quote. So whether you live in London, Manchester, Wrexham, Dundee or Ashford, we can help you find the best insurance quote.

Which type of moped do you insure?

You can find insurance quotes for mopeds from different manufacturers, including:

  • Aprilia
  • Peugeot
  • Sym
  • Lexmoto
  • Piaggio
  • Honda
  • KTM
  • Vespa

Can’t find your moped’s make? Contact us and we’ll help you get your free quote.

How much does moped insurance cost?

The cost of moped insurance varies from one person to another due to some factors. How much you’ll pay for moped insurance depends on:

  • The insurance type
  • Your age
  • The make and model of your moped
  • The engine size of your moped
  • Where you live
  • Your riding experience
  • How secure your moped is

What can I do to lower my moped insurance premium even further?

Compared with other motorbikes, mopeds are very cheap to insure. Thankfully, you get to pay even less when you use our extensive comparison system.

To reduce your moped insurance premium, you can:

  • lower your annual mileage
  • Ride within the UK only
  • Secure your moped with security devices
  • Lock your moped in secured garages
  • Increase your voluntary excess
  • Take advanced riders courses

What are the types of moped Insurance available?

There are three moped insurance options from which you can choose. Each of these options offers different protection and also differs in cost. These are:

Third-party only

This moped insurance option is obligatory for all moped owners in the UK and is by far, the cheapest of all the three insurance types. Third-party insurance pays out for damages, medical expenses, or a new vehicle for the third party in the case of an accident.

Third party, fire, and theft

This moped insurance option pays out for the same circumstance as the third party only insurance package. However, the third party, fire and theft insurance option also covers your moped in the case of a fire accident or theft.


Comprehensive insurance offers the most inclusive coverage for your moped.  It covers your moped in any eventuality, from protecting your moped in case of theft, a fire accident, paying out for damages and medical bills, to covering third-party damages, purchase of a new vehicle, and medical costs.

What type of moped insurance do I need?

Depending on your budget and needs, you can purchase any of the policies. Although the minimum you are required to get is the third-party only policy, we advise that you protect your moped with, at least, the third party, fire and theft policy. This is because it offers wider coverage, which is useful as mopeds are extremely theft-prone.

Do I need to provide any information before I get my free quote?

Yes. The information you provide enables us to find the best moped insurance quote suitable for your needs. However, rest assured that your information is safe.

Some of the information you may need to provide includes:

  • Your moped’s make, model and engine size
  • Your occupation
  • Where you live
  • Your age
  • Claims history
  • Annual mileage

Why compare moped insurance quotes with Scoot Scoot?

Because we best insurance comparison site in the UK. It’s that simple. These are some of the reasons why you should compare with us.

  • With access to more than 40 top insurance companies in the UK, we can get you the cheapest moped insurance quote.
  • We offer you quotes personalised to your needs and budget
  • We are open 24 hours a day to receive your claim requests, calls, messages, queries and complaints
  • We own and love mopeds! So we ensure you pay as low as you can to insure your moped.

Get the Cheapest Moped Insurance Quotes Now!

Getting your moped insured has never been easier. At Scoot Scoot, we allow you to compare and find the best moped insurance quotes from leading insurance providers all over the country.

We are the number one spot for finding the hottest moped insurance deals at the most competitive rates. We will ensure that you get only the best insurance deal that works for you.  Get the best moped insurance quote in the UK now!

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