Montesa Cota 300RR Insurance

Whether you are aiming to win the Trials Outdoor World Championship or simply enjoying a mountain ride, the Cota 300RR is built to perform. With the best MontesaCota 300RR insurance, nothing can stop you.

As the leading bike insurance comparison site in the UK, we compare insurers to get the cheapest quotes for bikers. Gettingan amazing insurance deal given the increased risk associated with off-road activities can be daunting.We understand this and your requirement as a trial bike rider and can find policies that suit your needs and budget.

MontesaCota 300RR Description

The MontesaCota 300RR is powered by an air-cooled, 289cc four-stroke enginethat provides efficient power and control for the smooth running of the bike. It comes equipped with a new bash plate made of aluminium and shaped to protect the bike’s underside.

To protect you and prevent damage, it also has an advanced ignition system that shuts down the engine if it lies on its side at 65° for more 7 seconds. With its bold new graphics, the MontesaCota 300RR gives you the feel needed to come out top in any trial.

Do You Need Insurance?

Unless modified to make them road legal, off-road bikes are not legally required to have insurance. However, to participate in some activities and competitions, coverage is often required. Getting an insurance policy also covers damage to your bike and injuries.

Montesa Cota 300RR Insurance Policy Options

There are three types of MontesaCota 300RR insurance policies. Each of the policies differs in coverage.  The type of policy you choose also determines the cost of your premium.

Comprehensive Insurance

The comprehensive policy is beneficial for off-road bikers as they tend to take a lot of risk with themselves and their bike. It covers damages to your bike,personal injuries and cost of medical treatment. When you collide with another rider, it also pays out for damages and injuries sustained by the third party. 

Third Party, Fire and Theft

This insurance policy covers damages to third parties and injuries. It also covers the cost of replacing or repairing your bike if it is stolen or damaged in a fire.

Third Party Only

This policy is the least policy you can purchase. It covers onlythe damages and injuries you cause to a third party and their bike. The policy doesn’t pay out for your injuries or damages to your bike.

Cost of Off-road Bike Insurance

Insurance premiums are determined by some factors including:

Limited Mileage

If you intend using your bike for only off-road activities, you could benefit from a limited mileage policy, which helps to reduce your premium.


Installing an advanced security system on your bike goes a long way to reduce your Montesa Cota 300RR insurance premium.

Secure Parking

Keeping your bike in a secured place such as a locked garage when not in use could reduce your insurance cost.

Advanced Training

Undergoing advanced training on safe driving techniques helps reduce the risks of accident and lowers your premium.

Get Free Montesa Cota 300RR Insurance Quote Today

Let’s get the best Montesa Cota 300RR insurance perfect for you. All you have to do is to fill in a single application form. Within minutes, we’ll send you a range of cheap quotes to take your pick.  What are you waiting for? Request a quote now or call us on 0333 577 6406 to get started.

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