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If you’re looking for the best possible deal on motorcycle insurance, you’ve come to the right place. Every day we help riders source the most competitive deals available in the UK, whether it’s to buy a first time policy, or to renew an existing one at a cheaper rate by switching providers. And yes, it is possible to find cheap motorcycle insurance that provides you with the level of cover you need without having to compromise on your motorcycle usage. With help from Scoot Scoot, you can have the best of both worlds: cheap motorcycle insurance plus the optimum level of protection for all year round riding.

As a specialist comparison site for motorcycle and scooter insurance, we have access to a network of all the main insurers in the country. This allows us to quickly source and compare motorcycle insurance policies on your behalf and present you with the results in a matter of minutes so you can make an informed choice about which insurer offers the best deal. We don’t try and influence your decision and we don’t favour one provider over another. Our sole focus is on helping you to find the policy that is right for you and at the lowest possible price.

Get a quote for cheap motorcycle insurance

To get a free, no-obligation quote for cheap motorcycle insurance simply complete our online form today or, if you prefer to do it by phone, give us a call and one of the team will be happy to help. Whichever way you choose to apply, you’ll have to provide some details about yourself, the make and model of motorcycle you want to insure and any other information that’s relevant such as additional rider protection.

You’ll also have to choose from one of three types of motorcycle policy: third party, third party fire and theft, or fully comprehensive insurance. We’ll explain these in more details in a moment, but as soon as you’ve completed and submitted your application, we’ll search across our network to find a cheap motorcycle insurance deal and the type of policy that is designed to meet your specific needs. Remember, it’s illegal to ride a motorcycle on UK roads unless the vehicle is taxed and properly insured and anyone caught without insurance is likely to be fined and could have their motorcycle confiscated.

What type of motorcycle insurance do you need?

As stated above, there are three main types of motorcycle insurance to choose from.

  • Third party: this is a basic level of cover – and the minimum level of cover required by UK law – that will protect you from liability for injury or causing damage to the property of a third party, if you have an accident. Typically the cheapest type of policy, third party won’t cover you for any personal injury or for the cost of repairing/replacing your motorcycle.
  • Third party fire and theft: in addition to the cover with basic third party, you’ll also be insured against your motorcycle being damaged by fire or being stolen.
  • Comprehensive insurance: typically the most expensive of the three types of insurance, a comprehensive policy allows you to design a policy that gives you complete peace of mind. You’ll be covered for personal injuries, insured against medical expenses from treatment after an accident, and your motorcycle will be repaired or replaced altogether. You may also be insured to ride other motorcycles ( with the owner’s permission) or can request this as an add-on to your policy.

How to reduce the cost of your premium

Motorcycle insurers look at a number of factors before calculating your annual premium. These include where you live, your age, occupation, riding history, mileage, where the motorcycle is stored, and the level of voluntary excess you pay towards any claim you make in future. You may not be able to move address, change jobs or do anything about your age, but there are ways to reduce the cost of your premium.

  • Don’t automatically renew your existing policy or be put off switching insurers because of the hassle. By using the Scoot Scoot comparison site you can find cheap motorcycle insurance from top UK providers in a matter of minutes – and without any hassle!
  • Opting to pay more voluntary excess on any claims you do make in future, can help to reduce the overall cost of your premium.
  • Safeguard your no-claims record by paying for any small repairs to your motorcycle out of your own pocket. This will ensure you are offered more competitive terms in future as you’ll be seen as less likely to make a claim.

Apply now for cheap motorcycle insurance

As motorcycle enthusiasts, we get a real buzz out of helping our fellow riders to find a cheap motorcycle insurance policy that gives them all the protection they need without breaking the bank. Apply for a free quote today and you could be covered for the next year for less than you thought possible!

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